Higher loan limits and projected home values for 2019


Fannie Mae and Freddie Mac have increased the maximum loan limits in Allegheny, Beaver, Butler, and Washington Counties! This is great news for the Real Estate market in Pittsburgh.

The best way to explain loan limits is this: If you want to get what is considered a ‘regular mortgage’ you cannot borrow more than $484,350. Anything above that would be considered a Jumbo loan and rates are generally higher for those due to the increase in risk by the lender.

How does this affect you? Well most likely not. Average home values are well within the new loan limits. However, if it were time to upgrade to a larger home, it may have just become more affordable with the new loan limits.

Talk to your lender to get specific answers about how this affects your personal situation. If you don’t have a lender give me a shout and I am happy to connect you with an amazing one.

What about home values in 2019?How are you affected by this as a buyer or as a current home owner who may be considering selling next year?

Click the photo above for a link that takes you to the National Real Estate Post. A great vlog about all things real estate. It goes into detail about what to expect in 2019. One thing to keep in mind however is that Pittsburgh does not follow national trends. Although values do rise and fall, it is not dramatic. Yes, the market is beginning to change, but slowly. Enjoy and let me know your thoughts!


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When I started in this business I didn't care much for Realtors. I found them to be a bit pompous and arrogant. My comittment to you is to always be helpful, always to be available, and to always be honest.

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Alex Giannetti  |  License RS325797

Re/Max Select Realty

8858 Covenant Rd.

Pittsburgh, PA

15237